Financial Health Self-Assessment

I have a monthly budget that I review regularly.

I track my income and expenses consistently.

I adjust my budget when my financial situation changes.

I have an emergency fund with 3-6 months of expenses.

I save a portion of my income regularly.

I have specific savings goals (e.g., retirement, home purchase).

I pay more than the minimum on my debts each month.

I have a plan to become debt-free.

I avoid taking on new debt for non-essential purchases.

I have clear, written financial goals.

I regularly review and update my financial goals.

My financial decisions align with my long-term goals.

I understand basic financial concepts (e.g., compound interest, inflation).

I stay informed about financial news and trends.

I'm confident in my ability to make informed financial decisions.