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Value-Based Spending Plan

Module A: Align Your Finances with Your Dream Life

Purpose: Create a spending plan based on your personal values rather than arbitrary budget categories

Time Required: 30-45 minutes

Complete First: Money-Values Alignment Worksheet

PART 1: Your Financial Foundation

Step 1: Monthly Income

Step 2: Essential Expenses

Note:

Essential expenses are those you must pay regardless of your values (housing, basic utilities, etc.)

Step 3: Calculate Available Discretionary Amount

Important:

This "Available for Value-Based Allocation" amount is what you'll distribute across your value-based categories in Part 2.

PART 2: Create Value-Based Categories

Create 4-6 personalized spending categories based on your core values from the Money-Values Alignment Worksheet. You'll then allocate percentages of your discretionary funds to each category.

Value-Based Category 1
5%
10%
15%
20%
25%
30%
35%
40%
$0.00
Value-Based Category 2
5%
10%
15%
20%
25%
30%
35%
40%
$0.00
Value-Based Category 3
5%
10%
15%
20%
25%
30%
35%
40%
$0.00
Value-Based Category 4
5%
10%
15%
20%
25%
30%
35%
40%
$0.00
Note:

You can add additional categories if needed. Just ensure your total percentage equals 100%.

PART 3: Value-Based Spending Plan Summary

Step 4: Verify Your Allocations

CategoryPercentageDollar Amount
Category 10%$0.00
Category 20%$0.00
Category 30%$0.00
Category 40%$0.00
TOTAL0%$0.00

Step 5: Implementation Plan

Congratulations!

You've created a spending plan that aligns with your core values rather than arbitrary budget categories. This plan will help ensure your money supports what matters most to you.

Next Step: In Module L, you'll learn strategies to leverage your financial resources even further.

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