Pattern Recognition Guide - Ross Financial Coaching

Saved

Identify Hidden Patterns Driving Your Financial Behaviors

Financial patterns aren't random—they're predictable responses to triggers. Recognizing these patterns gives you the power to change them. Time: 15-20 minutes

Instructions: Review each pattern, check any that feel familiar, rate their frequency, and identify triggers. Focus on awareness rather than judgment.

Progress: 0%

1. Common Financial Patterns

The Paycheck Flush

Money comes in and within days, it's mostly gone without clear planning.

I recognize this pattern

Frequency:

Never

Rarely

Sometimes

Often

Always

What triggers this pattern?

The Emergency Shuffle

Moving money between accounts to cover "unexpected" expenses that follow predictable patterns.

I recognize this pattern

Frequency:

Never

Rarely

Sometimes

Often

Always

What triggers this pattern?

The Save-and-Raid Cycle

Building savings only to deplete them shortly after, creating cyclical progress and setbacks.

I recognize this pattern

Frequency:

Never

Rarely

Sometimes

Often

Always

What triggers this pattern?

2. Pattern Analysis

Which pattern feels most familiar or challenging?

When do these patterns typically occur?

What emotions accompany these patterns?

3. Pattern Interruption Strategy

What's the earliest warning sign a pattern is starting?

What could you do differently when you notice this warning?

Who or what could support you in changing these patterns?

Choose ONE pattern to focus on changing this month:

Financial Pattern Recognition Guide

Identify Hidden Patterns Driving Your Financial Behaviors

1. Common Financial Patterns

2. Pattern Analysis

3. Pattern Interruption Strategy

Your Pattern Summary