Obstacle Planning Worksheet - Ross Financial Coaching

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Develop Strategies to Maintain Momentum When Challenges Arise

This tool helps you identify potential challenges to your financial goals and develop specific strategies to overcome them. Time: 15-20 minutes

Instructions: Think through realistic obstacles that could derail your progress. Rate their likelihood and develop both prevention and response strategies for each.

Progress: 0%

1. Identify Your Top 3 Financial Obstacles

Obstacle #1

Describe this potential challenge:

Likelihood this will occur:

Very Unlikely

Unlikely

Possible

Likely

Very Likely

Prevention Strategy

Response Strategy

Obstacle #2

Describe this potential challenge:

Likelihood this will occur:

Very Unlikely

Unlikely

Possible

Likely

Very Likely

Prevention Strategy

Response Strategy

Obstacle #3

Describe this potential challenge:

Likelihood this will occur:

Very Unlikely

Unlikely

Possible

Likely

Very Likely

Prevention Strategy

Response Strategy

2. Emergency Action Plan

Major financial emergency plan (job loss, medical expense):

Minor setback plan (unexpected $500-1000 expense):

Plan for motivation loss or goal fatigue:

3. Support & Accountability

Who will be your accountability partner?

Early warning signs you're getting off track:

What will you do when you notice warning signs?

4. Success Planning

Unexpected money plan (bonus, tax refund, gift):

How will you celebrate milestone achievements?