WEALTH Foundations
Welcome to Module A: Align Your Finances with Your Dream Life
Module A builds on the mindset work from Module W and the financial clarity from Module E. Now that you understand your money beliefs and have a clear picture of your financial reality, you'll create a spending plan based on your personal values rather than arbitrary budget categories, ensuring every dollar supports the life you want.
- Identify your core personal values and what they mean for your financial life
- Assess how well your current spending aligns with these values
- Create a Value-Based Spending Plan that directs your money toward what matters most
- Develop strategies to overcome value-spending conflicts
- Establish a system for maintaining money-values alignment over time
Most budgeting approaches focus solely on numbers, creating restriction rather than empowerment. By designing your financial plan around your core values, you'll experience a sense of purpose with every financial decision. When your spending aligns with your values, financial decisions become clearer and financial progress becomes meaningful beyond just numbers in an account.
Your Transformation Toolkit
This module contains two powerful tools designed to help you align your finances with what matters most. Complete them in order, as the second builds upon insights from the first.
Identify your core values and assess how well your current spending aligns with them. Discover where your money might be working against your true priorities.
Access Values Alignment Worksheet →Create a concrete spending plan that directs your money toward categories that support your core values, ensuring your money flows naturally toward what matters most.
Access Spending Plan Tool →Aligning your finances with your values requires intentional practice. Here's your roadmap for the first week:
- Complete your Money-Values Alignment Worksheet
- Review your Financial Reality Snapshot from Module E
- Begin noticing spending decisions through a values lens
- Create your Value-Based Spending Plan
- Set up one automatic transfer supporting your top value
- Practice the "values filter" on daily spending decisions
- Apply your values framework to upcoming financial choices
- Adjust one recurring expense to better align with values
- Celebrate progress toward values-money alignment
There are no "right" or "wrong" values when it comes to your finances. What matters is that your spending authentically reflects what's important to you, not what others think should be important. Values-based financial planning isn't about restriction—it's about intention. When your money moves with purpose, you'll feel more freedom because you're not wasting resources on what doesn't matter.
If you have questions or need support as you work through this module, remember you have access to:
- The WEALTH Wizard AI Financial Coach Assistant
- Community discussions within the course platform
- Email support at support@rossfinancialcoaching.com
Don't hesitate to reach out when you need guidance on aligning your finances with your values.
